Chase return protection reddit. Any situation where you have more than a 1.

Chase return protection reddit. It's keeping the other two, but at a lower rate.

Chase return protection reddit mayonews. I see this often at my work and one of two issues may have happened. Since the product is new it is subject to a warranty provided through Breville. Talked to customer service and they approved my return (manufacture/vendor quality issue) but my return was denied and sent back to me. From there, I think they make a decision on whether you have to send them the item or let you keep it. The only exception is the Chase Sapphire Reserve, this card still lists return protection as a benefit but price protection is not listed at all. Definitely recommend trying it. From what i understand, you start a claim with chase, and someone will reach out to you for the next steps. Protests in Ballinrobe, Co. Amex removed return protection from a bunch of their cards last year. EDIT: The UR changes are old news, left in to give context for the title. Even the Amex Bluebird prepaid card has purchase protection. Do I send to Chase department or is it done via third party? Purchase Protection is for 120 days, but also assume it has exceptions. Welcome to the sole, officially recognized American Express Community on Reddit! American Express, a premier financial institution, extends a diverse portfolio of services, inclusive of credit, debit, and charge cards, augmented by an assortment of travel-related provisions. Didn't really use it for about 2 months, so decided to return it, but Amazon doesn't let you return more than 30 days. All purchases previous to this date will be covered. You can wither return within your retailer's return window or use the credit card benefit - return protection. Didn't ask to mail the item to them, and reimbursed me the amount within 2-3 days. Accidental damage/theft protection for 90 days up to $500. I believe that Chase has purchase protection up to 120 days for lost or stolen items within this time frame. I’ve done return protection claims with my BofA PRE (a Visa Infinite card) and they’ve always required I send it back (unlike Amex, who told me to just donate the item). They have a 14 day return policy. So I kinda both need help and have a data point for CSR return protection. 90 day Purchase protection up to $10k 90 day Return protection up to $300 Extended warranty 1yr if original warranty is 1-5yr, if original warranty <1yr the warranty is doubled. After a week they issued a credit on my plat card. I have a chase sapphire reserve. News, tips, resources, and most importantly, gig jobs. . I believe you need the original receipt, but they should be offering an additional year of warranty. " I purchased the flight to Vegas on Spirit and return flight on United with Chase Sapphire Reserve CC. It’s one of those cards that doesn’t top the list for a new app but also doesn’t warrant replacing if you already have it. Not for Purchase Protection on the personal cards. The necklace chain actually broke when I tried to wear it - my husband tossed it out of frustration. VX has cell phone insurance but that is becoming less valuable with carrier autopay policy changes. However, I was asked for it anyways. This is an educational subreddit focused on scams. Looks like it’s been there at least since November 2019, better late than never. You'd be out 699 in lost expenses for what the BCP wouldn't cover in this case. This is when I decided to turn to my Chase Sapphire Reserve return protection benefit. Can I claim purchase protection as well since it technically doesn’t work anymore (for my case that is)? I read I have to mail the item back if return protection claim goes through, so I have to spend money to Planning to buy an unlocked cellphone from bestbuy. American offered to rebook usthree days later (after our return flight). I explained that I did not need the item anymore and yeti does not accept returns. Gig jobs range from delivering food, to user testing, to freelance writing, to contract telemedicine. 💰 GigWork is a free resource for people interested in the Gig Economy. Dec 3, 2024 · Return protection is a perk that’s increasingly harder to find, as Chase removed the benefit on most of its cards in 2020. 136 Jan 5, 2024 · I've been a Chase Reserve customer for at least 10 years - and for the first time ever, I tried out their return protection program. Unfurl a tapestry of unparalleled rewards, preferential pricing, and bespoke customer service, meticulously woven to illuminate the most ambitious desires of life. I searched through Reddit but could not find much of a discussion on this subject, as most prior purchase protection posts are related to travel issues. "Purchase Protection protects against theft of, damage to, or involuntary and accidental parting with new retail purchases within one hundred twenty (120) days from the date of purchase. Whoops. I agree! Just FYI, every Amex in the US offers Purchase Protection. Amex highest level protection goes beyond just higher dollar limits on cards like the Platinum, Gold, and top tier partner cards. Accidental purchase with Chase Freedom card - but return protection has been discontinued I made an accidental purchase online and I am waiting for a response from the store through their support ticketing system. Purchased a cell phone (unlocked, Note 20 Ultra) from Amazon with another credit card, but I was wondering if I was gonna have to return the phone and repurchase it using the new credit card, IN ADDITION to paying my cell phone bill with the new card. Good to know since I just purchased something using my CSR together with some gift cards But in general, nominal yields of 6% on groceries and 3% on two others + Amex purchase and return protection combine to make the BCP a decent card. They always ask for more documents, pictures, etc. Definitely take advantage of those insurances you do pay for them on the card. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. Price protection up to for 90 days. Interesting Chase Freedom Unlimited - Always used with that sweet 1. (Business Gold has the lesser Purchase Protection that excludes loss and is limited to $1,000. The benefits are nearly identical to CSP. A Reddit user points out that the benefit is now back. Question: Does Chase Freedom Unlimited's purchase protection cover this? Does anyone have the full benefits guide link? My points of concern are: bought from ebay, thus unauthorized seller and consideration the item will not be considered "brand new" damage type. Financial institutions will provide a return reason. I hate them for purchase protection/damage going through something with them for the first time now and they absolutely suck - but dispute/return is easy and they are good. Bummer! One thing the CSR has that’s pretty great is return protection - I buy tech accessories and clothes on the CSR because those are the things I’ve had the most trouble with funky return periods before, and it’s saved my bacon a few times now. My amazon window has closed 3 weeks ago so I was thinking of claiming return protection on it since it has been less than 90 days. damn okay understood thank you. I think I am going to try Amex cell phone protection instead as I pay my bill with Amex every month. US Bank. Items are well under the $300 limit. Amex I have had several claims ranging from disputes to purchase protection to extended warranty to return protection. Additional 1 year warranty on new items with up to 36 month manufacturer warranty. While deciding the card to use for purchase I realized that my Amex Aspire has both Purchase and Return protection which I could make use Amex protection incase something goes wrong within the initial days and also DJI only has a 14-day return period. I am wondering if anyone could share their experience with using the return protection perk on the CSR card - How was it? How did Chase handle it? How was the service? Any issues? You just go to their card benefit services website and file the claim. Only Platinum has Return Protection. ie upvotes · comments A subreddit for discussing credit cards. bummer,I booked a trip w amex and chase, reward flights there w chase, hotel there and return flight w amex (both flights air canada points + fees), Amex trip interruption includes coverage for additional economy transportation costs to join a trip in progress (ie, you miss your flight and don't board a cruise on time, so you have to meet the ship at the next port) or return home in the event of an emergency. com serves over 80 million customers today, with the world’s fastest growing crypto app, along with the Crypto. Mar 1, 2022 · For instance, Chase’s return protection doesn’t apply to medical equipment, jewelry and seasonal items such as holiday décor. The airline rescheduled my flight after cancelling my return flights but my complex had pipes burst and turned off the water. Lol yeah right, chase refuses arbitration escalations once they close your case. When it comes to extended warranty, purchase protection, and return protection I’m pretty sure Amex is above the rest. Going forward, I am also going to pay for all electronics purchases with Amex instead of chase. It includes two benefits completely missing from the CSP - 1) Return Protection (getting reimbursed when a vendor won't allow you to return something for a refund) and 2) Cell Phone Protection (covers your phone up to a limit if you pay your cell phone bill with the card, even beyond any warranty period). And provided no compensation. Worked super great. The 2 cards listed below do offer Return Protection, but I couldn’t find any of the excluded items online. Wondering if amex reimburses the restocking fee if i do endup returning the phone. Get an ad-free experience with special benefits, and directly support Reddit. I just got an email for my Chase Freedom cards. Cardholders are covered up to $500 per item and $1,000 per year. With stories of how Amazon's customer service being less than stellar, and purchases made online being a top contender with fakes and mis-descriptions, I'm wondering instead of best CPP or cashback, what of Return and Price protection if at the end of the what matters most is what I actually purchased and paid for? Would it be AMEX? Visa Infinite? Oct 7, 2022 · Terms and conditions: All details of the Chase Sapphire Reserve’s return protection policy are available on page 33 of its card guide; for the MileagePlus Club, check your guide to benefits or call the number on the back of your card. Would be excellent if I could get 1 year warranty + 2 years AppleCare + 1 extra year from Chase. Ultimate rewards are transferable between these cards. ) Extended Warranty is also identical. all of your purchases needs to be on the credit card in order to trigger the benefits when you submit to insurance if any issues happens. damaged goods don’t qualify as that’s when you have a legitimate dispute for the transaction), so check the terms on your card. For the purchase protection benefit of The Platinum Card ® from American Express, purchase protection is an embedded benefit of 2 days ago · Chase’s purchase protection program is a card benefit that offers coverage for eligible items purchased with your Chase credit cards or Chase rewards points. I checked my Chase Sapphire Guide to Benefits document and found three possible things I might claim: Purchase Protection, Return Protection, and Extended Warranty Protection. the personal Gold Card and higher is that the higher-end cards also cover lost items, not just damaged and stolen items. I never used it before and so I wanted to look up what the rules or stipulations were beforehand. Do you guys think is it going to be an issue. That said, Chase did end up paying out. Crypto. I read the writing on the wall by 9pm and booked hotel and rental car. Unfortunately I didn’t like the fit and fabric of it and couldn’t return it. Was wondering which card is better especially with 80k signup bonus with CSP. Does anyone know if the Chase Sapphire Reserve's return protection will cover adult toys? I purchased an adult toy using my CSR, but decided I don't want it anymore. Just got this mail offer for 90k on chase sapphire preferred upvotes I have made many purchases with AliExpress, with free returns. 2. The benefits page clearly states it covers “Eligible personal property that has been damaged or stolen, or involuntary and accidental parting with property within 120 days from the date of purchase. 1-the account number and/or routing number were entered incorrectly 2-the incorrect account type was selected. k. Now, since it was beyond 30 days, I didn't think I need to attach my store return policy. I just learned that Chase offers a purchase protection program for up to $500 for purchases made in the past 120 days. Thanks for helping me out. However, my guess is that most people do not enjoy using Chase's portal (although I may be wrong). The Reserve insures up to $10,000 per claim from what I understand. The travel insurance is a third party and it is not chase. It looks to add 1 year, on top of manufacture warranty. The Chase Sapphire Reserve ® credit card comes with Return Protection and applies when you use your card to purchase an eligible item. The cardholder is entitled to this protection, and so are those who receive gifts bought with an eligible Chase card. But, for smaller purchases, Chase Trifecta works a lot better to maximize the points. Chase is discontinuing PP and Return protection as of August 26th. Primary collision damage waiver for rental cars decline your rental company’s collision coverage and you get up to $75,000 in coverage — so if you ding the car your own insurance may not even need to know. I recently bought an expensive pair of headphones that was stolen while I was at the gym. A subreddit for discussing credit cards. With this being said, I used literally $999. Purchase Protection is a cardmember benefit that protects against theft of, damage to, or involuntary and accidental parting with new retail purchases within 120 days from the date of purchase when using a Chase credit card or Ultimate Rewards ® points. In three claims this year, they've paid with no extra documentation, questions, or hassle, just a statement credit within a couple days. We're talking 1699 total purchase protection here as opposed to the BCP only offering only 1000 dollars for 90 day protection. IMO it’s why cardholders pay $695 per year to get perks like insurance for return or purchase protection. S. File a complaint with the Consumer Financial Protection Bureau. I rescheduled the flight to 2/20 (original return scheduled date was 2/16). This benefit provides an additional year of coverage on an original manufacturer’s U. CSR does not. I was expecting to return the item to Amex and buy a new one at a cheaper price. Has anyone used this benefit? What forms did you have to submit? Queens is the easternmost of the five boroughs of New York City, the largest in area and the second-largest in population. repair warranty (of three years or less) when an eligible item is purchased with a Chase Sapphire credit card or using rewards points on that card. Chase Amazon Visa - Visa Signature "up to 3+1" warranty Chase Freedom Flex - Despite being a World Elite MC, it has a Visa Signature-like "up to 3+1" warranty Chase Freedom Unlimited - Visa Signature "up to 3+1" warranty Chase Sapphire Preferred - Visa Signature "up to 3+1" warranty For example, when a retailer won’t accept a return, Chase Sapphire Reserve ® cardmembers may get reimbursed up to $500 for an eligible item up to 90 days from the date of purchase through the card’s Return Protection benefit. I’ve always been an Amex Platinum cardholder and their purchase protection department processed claims within a week. 5% CB, which probably blows out any extra savings from the higher CB rate for years. Up to $10k Cell phone protection up to $800 with $50 deductible, specifically covers cracked screens Gold 90 day Purchase protection up to $10k Used purchase protection on something I brought for $250 because the price dropped to $150. Nowadays, you’ll mostly find return protection on more premium cards, which usually come with high annual fees. Send a written letter to Chase officially disputing the charge under the Fair Credit Reporting Act. ) Oct 26, 2020 · Return protection allows you to return certain items even if the merchant won't accept it or issue a refund. Get the Reddit app Scan this QR code to download the app now Return protection . Edit: also Make sure your Amex card still provides extended warranty. The Amazon Biz cards also have return protection and extended warranty with no AF (though the prime does require a prime membership, of course). a Asurion? My experience has been so comically bad (claims pending for a year, closed with no explanation or follow up etc) up to a point where I consider switching Chase Sapphire Reserve and Chase Sapphire Preferred cards offer Extended Warranty Protection to cardmembers. But in this case item is cheaper at Costco go with the chase. Here's a timeline of events. The item is in the middle of shipment, but company won't accept any returns/refunds even if the product is unopened. 5% and 3% dining/drugstore and 5% back at groceries for 1 year Chase Freedom Flex - Always used for 5% rotating categories (and the 3%/5% like CFU) Chase Prime Card - Amazon only, backup travel card I have a question I have had card for over 5 years never used purchase or return protection until last month and this month for 200 and 100, all genuine iune cases. For 2020, Discover had restaurants and PayPal in Q3, and Chase has PayPal and Walmart in Q4. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is your go-to resource. They have all been resolved in my favor within a week. I don’t have the link but you can get there through the chase reserve benefits website. They also have return protection, 300 per item 1000 per year Trip delay reimbursement (not sure what chase has) 500/ticket if trip is 6+ hr delay or overnight stay for “reasonable expenses” These benefits apply to very common purchases and far outweighs the much lower annual fee. I’ve used Chase return protection before on different products. Chase Return Protection allows you to return an item for reimbursement up to 90 days from the date of purchase when the store won't accept it. I know AMEX purchase and return protection takes 3-5 business days for the most situation to process the reimbursement. I am not sure what happened to Chase. So the chase sapphire reserve (CSR) covers the purchase protection and extended warranty in the partial payment scenario based on their benefits guide. Chase return policy has been great for me. The IRS is experiencing significant and extended delays in processing - everything. Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. Someone mentioned that max return protection is 300$. I was planning to buy the Mavic Air 2 along with DJI insurance program. Hi there - what is your overall satisfaction with the Chase Sapphire Reserve benefits like extended warranty, return protection etc which is provided by Card Benefit Services a. Feb 15, 2024 · Visa return protection covers cardholders who want to return eligible purchases worth up to either $250 or $300 (depending on the card), provided the original merchant won’t accept a return. 5% CB. Major problem with Chase is that they don't handle the insurance claims in house, unlike amex. 30 votes, 37 comments. (CSR does have slightly better travel benefits and purchase purchase protection, which is actually the strongest reason I have found to get Welcome to r/scams. The most I have ever been required is to tell them what happened and send them a receipt. In this case, I think you’d be better of doing basic dispute for the charge and you’ll be likely to get the money back when the merchant isn’t able to provide Chase with a proof of delivery. Travel benefits the CSR murders the VX. Or final sale clothing- if it doesn't fit or you don't like it, use return protection It's the only no AF amex card with this feature. "covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. I used my reserve card to purchase it about 3 weeks ago. How to use Chase’s return protection: Call 1-800-874-7702 for information or to file a protection claim. I filed another claim under the purchase protection (first time with Chase) but they want an estimate of repair for the broken chain and an itemized receipt for the claim. There are some restrictions on return protection (i. Price Protection and Return Protection will no longer be available. e. But only differ I could find between Plat and gold was Plat also have return protection. In addition to stolen or damaged items, they also cover lost items which is a very unique inclusion. I don’t carry, nor have I carried a US Bank credit card so I can’t give any personal account as to the user experience, etc. Chase of course doesn't handle this, they outsource to a vendor (eClaimsline). It seems now the higher end cards of each product line get it. CHASE decides if it goes to arbitration, consumer protection is dead with their new policies that don't even follow VISA's own policies. They asked for a receipt of the item. I was reading purchase protection and extended warranty policy off AMEX website, but it seems like exact same policy for both. If you find a better price Discover will refund you up to $500. I called Card benefits services cause I didn't want to be out $265 to see what my options were and to see if I could utilize the return protection benefit. Coming soon, we'll be introducing exciting improvements to the Chase Ultimate Rewards® site, including new air and hotel packages, more flight options, new last-minute and seasonal deals on hotels, and Being able to return it would be "return protection" and not "purchase protection" as far as I know. Cant recall the specific details but coverage is similar to PP (ie i think $500 per item, within 90 days of purchase) Store refusing a return I bought a pair of shoes last week and when i "tried" at home for 30 mins they were hurting my feet. That can come in handy if you change your mind about a purchase outside of the standard return period. Amex is only removing return protection on non-premium cards. Update (1/7/2022) Claim is still pending, I called a couple days ago and asked for an update. The laptop is still covered by the manufacturer's warranty, however this warranty does not cover electrical damage due to a power surge. There’s also a specific list of items that are eligible for return protection. On Chase Bank USA, NA's Website . 3. Usually, to return the item, AliExpress gives me a free return label after I confirm receipt and say I no longer want the item. Mayo after hotel earmarked for Ukranian refugees will instead house 50 international protection applicants. Call Chase and ask for a return reason on the payment. 103 votes, 65 comments. But that's only PURCHASE protection I'm referring to here. The process is painless and completely online. Your Reddit account must be more than 1 day old in order to post! New Chase Sapphire Reserve Card is 38% Heavier—Now I've had outstanding experiences with Amex purchase protection, return protection, and extended warranty. Update: After a bit more digging on Reddit, it seems that since both the Chase extended warranty and AppleCare each fall under the extended warranty umbrella, they would overlap, as opposed to adding an extra year on top of AppleCare. How to file a return protection claim You can file a claim within 90 days of purchase online or by calling 1-800-874-7702. It is our hope to be a wealth of knowledge for people wanting to educate themselves, find support, and discover ways to help a friend or loved one who may be a victim of a scam. Chase trip insurance does not cover additional/alternate transportation expenses. I just received a notification from Chase about a change to the Sapphire Preferred’s benefits. Do you have to pay for the item 100% with the platinum or can part of the purchase by with gift card Reply reply All of the items that I sent which were 7-8 total items in the box were purchased with my Chase Sapphire Reserve and a few with the Chase Freedom. If you are unhappy with an item you purchased entirely on a card that has return protection and the store won’t take the merchandise back, you may be eligible for reimbursement for the cost of the Posted by u/cowboomboom - No votes and 9 comments See if your card has return protection. Starting August 26th, they will no longer provide price protection or return protection. The rep told me that the examiner reached out to the police department to verify my police report and that they were reaching out again to chase to get another copy of my chase transactions. My Amex provides return protection (as do other credit card companies) up to $300 for a transaction minus shipping. The standard mantra seems to be that Citi got rid of all protections some time in 2019, but according to this they still have purchase protection on some cards and it's better than the Visa Signature protection you get on the Chase cards! It says that Premier actually covers $10,000 per claim while the Chase cards only cover $500. The whole process of calling and filling out forms took about 20min for me to complete. It got so bad in recent years. Grrrr! Anyone else had terrible experience with Chase for disputes/claims? Oct 18, 2024 · The Chase Sapphire Reserve card’s purchase protection is actually more generous than the purchase protection offered by the Amex Platinum card or Capital One Venture X card, so you’ll be in great shape with Chase. Amex is even better. If I file these all at once, is it going to be a problem? Have had the card 2 years and never used the benefit before. However I've read someone mentioning how Plat has better PP. Since 1899, Queens has had the same boundaries as Queens County, which is now the second most populous county in New York State and the fourth-most densely populated county in the United States. My question, for those who book travel with certain travel cards (Chase Sapphire Reserve, AMEX equivalent, others), is it really necessary to purchase additional coverage? I just read through the coverage provided by my credit card and it seems fairly comprehensive — trip cancellation due to weather or illness, emergency evacuations, and even Chase Freedom/Flex and Discover It have rotating 5% cash back categories which change every quarter (3 months). But they just gave me the $250 without taking the item. This article explains what to know about credit cards with return protection. Early June - Bought bicycle August 10 - Bike stolen (notably stolen within 120 days of purchase, making me eligible for purchase protection). I can do both, I just want to make sure I am covered with the cell phone protection. I filed a claim. Any situation where you have more than a 1. Long story short, I purchased an item that I forgot to return so I opened a return protection claim with CBS since I used my Venture X and I’ve been circling with them on “additional documents” for 4 months now. Also all Amex issued cards (like the blue cash etc) offer some form of accidental damage protection. get reddit premium. com DeFi Wallet. I bought a Pixel 5a which I marked for claim under return protection within the timeline of 90 days. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. We discuss Amex offers, Membership Rewards, benefits, offers, maximizing card usage and everything related to "ALL" American Express Cards. As the title suggests, I was wondering if anyone has used the Purchase Protection on their Chase credit cards (Sapphire Preferred in my case) to file a dispute for damaged clothing. (Not Gold. CreditCards join leave 1,423,797 readers. I’m going to call again today to see what is going on now. **🚫 NO: surveys, sweepstakes, or other gimmicks. Let AMEX tell you they won’t if it comes down to it worst case scenario but I have faith the insurance will come through Life got busy in the last month and I inadvertently missed the return window for three items (two had 30 day return policies, one had a 14 day return policy). Fortunately I bought it with the CSP so I tried Chase's purchase protection to see if I could get a refund for the purchase. 5x, 2x, 3x) Use your Amex and swallow the reward loss for potentially better protection/customer service I've never had an Amex purchase protection claim that wasn't quick and easy, while my last claim with Chase required 11 document submissions (not 11 documents once, 5 documents total, but each rep wanted them submitted in different combinations or naming conventions). Please free to add content and join in the conversation. It's not clear how the travel insurance benefits will change on Chase branded cards, Sapphire Reserve is still showing the old insurance terms. Business, Economics, and Finance. I also learned that their list of excluded items is really long and IMHO overly broad. true. I think it’s pretty streamlined through an online form. My mental process is: If buying electronics, appliances, or I don't have full confidence in the merchant, I prefer Amex because their claims and disputes processes are so much For those of you with cards outside the Amex ecosystem, I’m curious if when buying something you want to have purchase/return protection/extended warranty on, do you: Use another card with a higher rewards rate (1. Chase really needs to find a better third party that provides better travel insurance like AMEX. In this instance, the colleague’s institution would have either made the funds available, put a hold on the full amount, or put a hold on a partial amount. Bought a toy from Amazon. There may be a 60-day deadline after the charge to do this. Nov 21, 2024 · Return Protection is a feature offered by some cards that allows you to extend the time in which you can return an item. com Visa Card — the world’s most widely available crypto card, the Crypto. They didn't even ask for a receipt, or call back for more details. CSP gives a 10 percent point bonus on spend. Benefits - Retail is similar, but Chase gets longer durations on things like purchase protection and return protection. I did a return protection over the summer $110 yeti tumbler. So we booked new flights on Southwest the following day. com Exchange and Crypto. What is return protection? My bicycle got stolen earlier this month. I recently purchased a shawl/bolero. I missed Best Buy's 15-day return period by 1 day, and called AMEX to return a brand new sealed shaver. Crypto r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. We have a clear winner here - the Venture X. As someone mentioned, others perks such as Return protection various. Personal Gold includes loss and is limited to $10,000, exactly the same as the Platinum Cards. To receive coverage, you must pay for the eligible purchase with a qualifying Visa credit card and notify the Benefit Administrator of the issue within From a super fast search on Google, this is the Chase's web page that provides the details in a very user friendly way: Purchases made outside of the United States if made with your account or using rewards points associated with your account are covered as well. The main difference between no-fee and low-fee cards vs. I had bought a $250 jacket from a retailer (on sale for 50%) without realizing it was not returnable. The gold has the same/similar coverage for purchase protection but it does not offer return protection anymore (except for the Senior Gold Card). However recently, I have not received a free return label when I tried to return. Feb 15, 2024 · The Chase Sapphire Reserve card return protection will reimburse you for the cost of a purchase if the merchant won’t let you return it. com is the best place to buy, sell, and pay with crypto. ” To put things into perspective, a single full-value purchase/return protection claim instantly wipes out >60 other purchases' worth of +1. Phenomenal policy that alone makes the Platinum card worth it. The total amount is less than $100, and after filing a few weeks ago, they STILL haven't given me an answer. I read the fine print as used shavers were excluded, but apparently new shavers are too. Is there any buyer protection for lost or stolen items, or return protection, or extended warranty, or rental car insurance? Amex killed my card because of suspicious activity and have not sent a replacement in over two weeks so looking for something new. Jun 13, 2024 · Return Protection. r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. I brought it back today and the cashier said these were obviously worn outside etc, she didn't believe me. ” Extended Warranty Protection At this point, Chase has 2 business days to clear or return the item as unpaid with a reason for non payment. The customer service is horrible and when you file a claim, they will usually try to find any excuse to reject your claim. I don’t plan on using the airport lounges, gopuff, door dash or insta, will use it I get the CSR, but ok otherwise. Purchase protection is through Visa Infinite “Purchase Security When your covered Infinite Visa card is used to purchase eligible items and the purchase is stolen or damaged within the first 90 days, Purchase Security can replace, repair or reimburse the item. It's keeping the other two, but at a lower rate. I filed a return protection claim because a big box store wouldn't take my return after like 45 days. At least in BofA’s case, you need to mail it to a processing center in Texas at your own expense before they’ll approve your claim. However they have a $45 restocking fee. If they deny the claim and there's a repair charge, you could submit that repair bill under purchase protection if it happens within the allowed period on the www Feb 25, 2020 · Chase dropped return protection from most of their cards in April 2018, and within a few weeks removed it from the Sapphire Reserve as well. You can return the item without it affecting your price protection claim. Look into Chase Trifecta to get the most out of 3 Chase cards - CSR, CFU, CFF. For Purchase Protection and Return Protection (which Sapphire Reserve wins in a sense), if you're comparing to Sapphire Preferred instead, then Amex wins without a doubt. Ascend to a celestial sphere of advantages within the rarified air of the American Express community. Discover. Going through purchase protection with Chase is hell. The retailer allowed me to do the return, so I didn’t use it. l always use my amex Amazon card for clothing and eBay purchases these days. Edit: Amex does offer purchase protection which covers stolen or damaged items for 90 days from date of purchase (and loss of item if you have a platinum charge card), return protection which covers you if a merchant wont accept a return on something and extended warranty. I used to give my son his allowance on a BB card. Return protection is only offered on the Chase Sapphire Reserve card, United Club Business card, and United Club Infinite card. Feb 25, 2020 · Chase Sapphire Reserve‘s protections also include:. Welcome Bonus . A phone call isn't enough to preserve your rights under the act. Over the last few years my total claim amount for those three have to be over $1000 and they’ve never required anything more than a reason and receipt. and International, Federal, State, or local. None of their cards offer Return Protection. The no annual fee versions do also seem to be losing extended warranty, but co-branded cards are keeping it, and Amex will let you product change if you want. 60,000 bonus points It's fantastic for things you think you might want to return but you're not sure if you'll get around to it. Edit: Added other cards but was accidentally looking at purchase protection instead of return protection. May 30, 2024 · None of their cards offer Return Protection. RETURN protection in this case is gutted for the Gold card after 90 days. I might have to raise one more as I missed 14 days deadline on retuning. 5% chance of making one of those claims, they're worth more than an extra 1. The only major difference (coverage wise) is the CSR has return protection, trip delay of 6 hr, and emergency and evacuations. I finally used the return protection but my claim was denied. 75 of my return protection this year on 4 Yeezy sneakers that Adidas refused to accept returns on. xdtmxv cfgac mryec zdlqel mgrjun omhtaxp vyfm qovfuh bcoa sffaq